Family helping families, reduce financial stress
ABOUT
Financial Plan with Purpose
Creating a budget can be a daunting and stressful task to take on alone. Allow me to handle the organization for you, so that you can experience a better quality of life without the burden of daily financial stress. My focus is on assisting families in sorting out their finances and building a financial safety net over time. I specialize in crafting customized budgets tailored to address real-life needs.
Why our budget program?
Many individuals struggle with overspending and feel overwhelmed when attempting to create a monthly budget. This often leads to discouragement and a subsequent abandonment of the budgeting process. This is frequently due to the lack of a realistic budget that aligns with the individual's unique financial situation. Many existing budgeting programs offer a "one size fits all" approach, which does not effectively address the diverse needs and priorities of different households. Moreover, these programs may not accommodate households with irregular income patterns.
What sets the "Life Changing Budget Program" apart from others?
Customization: The program is tailored to each individual's specific circumstances, making it applicable to individuals at various life stages, from high school students to seniors on fixed incomes.
Percentage-based approach: Instead of fixed dollar amounts, the program uses percentages, allowing the budget to adjust based on income fluctuations.
Comprehensive guidance: The program provides insights on spending allocation, savings, and future financial planning, not limited to traditional savings.
Adaptability: By assessing spending habits, the program determines the optimal allocation of funds based on the individual's situation.
Multiple account strategy: Explains how managing multiple accounts can be advantageous when done effectively. - Automated bill payments and fund transfers: Shows how automating financial tasks can reduce the stress of missed payments and facilitate saving without constant attention.
Debt management: Offers strategies for efficiently becoming debt-free, emphasizing short-term sacrifices for long-term freedom.
Financial harmony: Assists in building a budget that aligns with both partners' perspectives to reduce conflicts over money.
Sub-budget creation: Provides guidance on creating sub-budgets for specific expenses such as holiday gifts, clothing, and school supplies to prevent budgetary deviations.
Personal guidance: Offers individualized support throughout the entire budgeting process, empowering individuals to navigate financial challenges effectively.
**Please be informed that this service does not encompass investment advice. The program does not provide expertise in investment management. However, it can offer guidance on the monthly amount available for discretionary investing to mitigate the risk of substantial financial loss.​
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All of this for only $100!
Active Military/Veteran Discount
15% off your Life Changing Custom Budget
As a veteran myself with a active military husband we are proud to give those who serve, and have served 15% off your Life Changing Custom Budget! A bonus is I have an understanding how the military pays and their benefits so I can easily use that information to guide you through creating this budget. This will relieved the financial stress of the spouse who is left at home while the other is deployed.